Credit Files
Your credit file basically holds information relating to your credit history – yes, even the naughty and nice details. So if you’ve ever applied for credit or a loan, you’re likely to have a credit file held by a credit reporting agency like Veda.
Your file includes both personal identification information, as well as credit-related information. It includes information that may be used by lenders as part of the credit assessment process, such as previous applications you’ve made, names of lenders currently providing credit to you and details of overdue debts.
You are able to request a report from VEDA or we can to do this on your behalf.